Hail Damage Facts
It's hard to believe but we estimate that up to 90% of Wisconsinites who have their car damaged in a hailstorm don't end up filing an insurance claim (based on our quick poll). This is great for the insurance companies, but leaves money on the table for the rest of us. We pay a lot of money for comprehensive insurance coverage but then don't end up filing a claim - often because the damage looks minor and they don't realize that it may impact their resale value by several thousand dollars vs Kelley Blue Book KBB estimates.
In 2021 the top states for hail insurance claims on State Farm policies were:
Texas
Minnesota
Oklahoma
Illinois
Colorado
Of course just across the river here in Hudson, Wisconsin, we get a lot of the storms that come through and around the Twin Cities metro. On May 19th 2022, Hudson was among the most affected areas by a significant hailstorm.
Around one in every five dollars State Farm paid out for Hail Damage in 2021 was for Auto Claims, with the remaining 80% home and buildings claims covering damage like roof replacement.